Company Overview

Empire Investment, LLC is a property investment company generating income through the buying and selling of auctioned residential properties in the Southern California market.

Mission Statement

Conduct business within the proven systems of our business model in the buying and selling of properties, and provide value to our customers and investors with proficiency and integrity.

Business Philosophy

Empire Investment maintains a high level of efficiency and honesty in performing all transactions and decisions. We stay within specific parameters when identifying properties we target for purchase, we execute a specific list of due diligence before making offers on all properties, and we employ a business model that minimizes our investor’s risk.  We purchase properties with the intention of a quick turnover, and we have the people and systems in place to meet the requirements necessary for a quick sell. We have an established reputation of being a quality company within the real estate market, and are known as the best value in the Riverside, California area. We take pride in our properties, and we provide our home buyers with a turn-key ready home within a good neighborhood. We maintain excellent customer service through our rapid response program, and we assure our professionalism is superior by addressing the needs of our customers and investors as they arise.

Management Team

Scott Gurganious – CEO – has over 9 years of industry experience in real estate investing, property rehabilitation, and an extensive portfolio of successful investments. He also worked for Fidelity National as a Title Process Server/Auctioneer 1993 to 2003.

For Empire Investment Mr. Guranious careful identifies real estate investment opportunities through data verification of properties, and initiate purchases of bank foreclosures and trustee sales at auction. He estimates property values through detailed comparisons of similar real estate sold, and initiate the house appraisal process by hiring property inspectors. Monitors trustee sale files on a daily basis and check status of properties on auction, and attends trustee sales auctions and bid on active properties. Directs and oversee the rehabilitation process for properties including hiring licensed sub-contractors, inventory ordering, filtering contractor quotes, and issuing payment for services.

Mike Kallman – CFO – has over 18 years of diversified retail and wholesale mortgage lending experience and 10 years of experience in retail real estate sale of foreclosed/bank owner properties. Within Empire Investment Mr. Kallman is responsible for attending foreclosure sales and auctions, data verification of distressed properties, the process of NOD and NOTS, the process of evictions, Rehabilitation of property for sale. Further he is responsible for purchasing/bidding on key property at auction, marketing and sales, and organizing/determining production priorities.

Foreclosure Industry

The foreclosure industry is experiencing supply like never before and is still growing, as indicated by the articles listed below

December 10th, 2008, 10:36 am

“A recent Credit Suisse research and analytics report has predicted that 8.1 million homes — 16 percent of all mortgages — will be in foreclosure in the next four years, up from the 6.5 million estimated in April.

This current forecast — eye-popping enough as it is — may also yet end up being too conservative, the report suggested.”

Florida, California and Michigan continue to have the highest ratio of delinquent and foreclosure properties to sales.

Hundreds of thousands of foreclosed homes, “shadow inventory” that banks and lenders nationwide are sitting on have not resold or listed for sale, according to numerous data sources. Foreclosures, which banks unload at fire-sale prices.

“We believe there are in the neighborhood of 600,000 properties nationwide that banks have repossessed but not put on the market,” said Rick Sharga, vice president of RealtyTrac, which compiles nationwide statistics on foreclosures. “California probably represents 80,000 of those homes.

In September of 2010, Standard & Poor’s said shadow inventory represents one-third of the no agency residential mortgage-backed Securities market. Analysts expect it to take 40 months to work through the inventory of mortgages.


Empire Investment has a reputation as a dependable and trusted property investment company, with a history of good returns on our investments for our company and our investors. Prospective investors have access to data on previous investments

Plans for expansion

Empire Investment is expanding its market to Los Angeles County and San Bernardino County. We have the people and systems in place to begin investing in specific areas of Los Angeles and San Bernardino County in 2011.

Investor opportunities

Auction and bank owned properties are purchased with cash up front. Empire Investment relies on investment capital from the public as well as our own cash on hand in purchasing foreclosed property.

Empire Investment has two options for investors.

Option 1.

Empire will issue a Certificate of Investment with a guarantee 3% to 8% interest return on investment. This option would be for investors investing a minimum of $100,000.00 to $750,000.00 and the number of months the monies is being invested.

Option 2.

Investors can share 20% of the profits, with an investment amount greater than $750,000.00 or more. Although there is NO interest amount guaranteed, the returns on this option historically has average a return of 12%

One of Empires investment specialist can review these security agreements and investments options in detail.

All investments are secured by deeds of trust and security agreements

Below is a table of rate of return and time of investment with a Certificate of Investment. Upon request all details of payments and early withdraws outlining such investments.




$100,000.00 to $250,000.00 $250,000.00 to $500,000.00
Term Rate Term Rate
6 Months 3.5 % APY 6 Months 4.5 % APY
12 Months 4.5 % APY 12 Months 6.0 % APY
24 Months 6.0 % APY 24 Months 6.5 % APY
36 Months 6.5 % APY 36 Months 7.0 % APY
$500,000.00 to $750,000.00 $750,000.00 to $1,000,000.00
Term Rate Term Rate
6 Months 5.5 % APY 6 Months 6.0 % APY
12 Months 6.0 % APY 12 Months 6.5 % APY
24 Months 6.5 % APY 24 Months 7.5 % APY
36 Months 7.0 % APY 36 Months 8.0% APY
Share and Enjoy:
  • Print
  • Digg
  • StumbleUpon
  • del.icio.us
  • Facebook
  • Yahoo! Buzz
  • Twitter
  • Google Bookmarks
  • email
  • LinkedIn
  • Ping.fm
  • Reddit
  • Technorati

Leave a Reply

Follow Miguel’s World Here

Join Our Mailing List Here

* indicates required

Got an iPad or iPhone?

Request More Information

Quick Search