Benefits

Three Types of Loans to Help Young Buyers into Homeownership

The road to homeownership can seem pretty steep to young, potential homebuyers. Their lives seem fairly stable but there are some factors that give them pause:

  • The economy isn’t growing at a comfortable rate.
  • The job market offers slim pickings at best.
  • Low consumer confidence in the housing market
    and other economic areas.

With all this said, right now is actually an excellent time for new homebuyers; perhaps the best opportunity they’ll get in their lifetime and they should know not to miss out.

There are three solid loan choices to help young, new homebuyers dive into this “market of a lifetime.” Let’s review:

1. VA loans

Available to veterans and guaranteed by the U.S. Veteran’s Administration, VA loans frequently offer interest rates that are lower than those of conventional loans, and don’t require private mortgage insurance requirement, which saves you additional money each month. The government-backed loans are available to veterans, reservists, active-duty personnel, and surviving spouses of veterans, and require no down payment, no cash reserves, and no application fee. Also, the seller is required to pay certain closing costs, which decreases the closing costs for the borrower as well. You can also cash out a certain portion in order to pay off some consumer debt with the refinance loan program. WJB offers the VA Interest Rate Reduction Refinance (IRRRL) loan program, which can significantly reduce the interest rate on an existing VA loan.

2. FHA loans

FHA loans were created to help borrowers who wouldn’t otherwise qualify for a traditional home loan or would be subject to higher interest and high mortgage insurance. Available as 30- and 15-year fixed-rate loans as well as 3/1 and 5/1 ARMs, the loans require only a 3.5 percent down payment, which can be from a qualified gift, and there are no income limitations. These loans offer flexible underwriting, and a non-occupant family member may co-sign (for single-family homes only). Property condition standards are much more relaxed than they used to be for these loans, and borrowers can even roll in non-structural rehab work totaling up to $35,000 on the home. Also, the federal mortgage insurance for these loans is usually much less expensive than private mortgage insurance (PMI), which saves you some money.

3. Loans with 97 percent loan-to-value

These loans are just what they say: they let you finance up to 97 percent (with DU approval only) of the home’s value, which makes them an excellent start for young homebuyers wishing to buy, but not having much for a down payment. With only 3 percent down, you can finance the purchase of a single-unit primary residence with a price tag of up to $417,000.

Mortgage insurance companies may have additional guidelines.
Please contact me with any questions to guide you to my proffered lender 951-634-8843 Miguel@MiguelsWorld.org

Your Annual Mortgage Checkup

It’s a smart financial move to take a look at your mortgage each year to determine if it is still the right fit and meeting your current needs. Reviewing your loan with a licensed mortgage professional is critical so you can fully understand your options. I’d be happy to spend some time with you and review your current mortgage and your long- and short-term financial goals. Together we can determine if it’s time for a change. Below are some of the points we will address and events that may have changed in your life during the last twelve months.

Low mortgage rates. We keep hearing that mortgage rates are lower than they have been in decades. Perhaps you were not in a position to take advantage of today’s rates because of a previously low credit rating or annual income. If circumstances have changed and you are now in a place where you can leverage current bargain rates, it may be time to reevaluate your current mortgage and make a change.

Life changes. A new baby, an unexpected medical expense, saving for college tuition, decreased or increased income or having to buy a new vehicle and take on a monthly car payment are all big events that can change your budget in ways that impact your mortgage. Some of these events you can plan for now, so that you are prepared for your budget to change significantly. To address other unexpected expenses that may have occurred in the last year, you may want to look into a cash-out refinance to meet additional financial burdens head-on. We can discuss your options to decide what works best for you and your changing needs.

More favorable loan options. You might want to consider different loan terms, get a completely different type of mortgage or remove a second mortgage. Or, you might be in an adjustable-rate mortgage that will soon adjust upwards, so you might seek a fixed rate.

Eliminating mortgage insurance. Perhaps your current loan includes private mortgage insurance, which is required when you make a down payment of less than 20 percent, and can cost from .25 to .75 percent of the home’s value. We can review whether you are eligible or not for removal of mortgage insurance and discuss if you may want to explore a refinance option.

As you can see, when conducting your mortgage review we’ll need to look at many variables. In addition, you’ll need to keep some other factors in mind:

Closing costs. If you wish to refinance to get a lower rate, you want to see how long it will take you to recoup your closing costs. You’ll need to consider how long you plan to stay in the home along with other factors to make sure a refinance is a fiscally sound move.

Tax deductions. Another key consideration is the possible gain or loss of tax deductions, depending on the type of mortgage you pursue.* We sometimes don’t realize how much of a tax break we’ve been getting from our mortgage interest!

No matter how you slice it, engaging in an annual mortgage review is a big job, and you’ll need some expert advice to ensure your mortgage is still the right one for you — or to select new financing that brings you greater benefits. In the same way you would consult with a doctor to come up with a healthy fitness plan for the coming year, I would love to sit down with you and review all the options and variables in play. Reach out to me via the contact information on this email to schedule your mortgage checkup today!

Please contact me at Miguelsworld@gmail.com 951-634-8843 and I will direct you to my preferred lender Ron Thompson with WJB Direct lender

Miguel’s World & Realty World & Associates is not a tax advisory firm. The information contained in this article is for informational purposes only and may not reflect current tax year rules and regulations. Consult your tax advisor or the IRS for current tax year rules, restrictions and regulations.

The Pros and Cons of Paying Off Your Mortgage Early

The Pros and Cons of Paying
Off Your Mortgage Early

Given current economic pressures, many people are trying to erase debt from their financial picture and focus on saving and safer investments. Americans are paying down their credit cards and cautiously borrowing money. Not surprisingly, paying down the home mortgage has become an attractive option for people in a financial position to do so.

However, paying off your mortgage isn’t necessarily something you always want to do. It turns out there are various considerations you should weigh to decide whether paying off your mortgage is the right move. Let’s take a look at some of the factors that could influence your decision:

Do you have other debt?
If you are still paying off a car or carrying credit card debt, then paying off your mortgage shouldn’t necessarily be your first concern. It all comes down to interest rates. Chances are your mortgage carries the lowest interest rate you have. Why prioritize paying off a loan at a much lower interest rate when you should be prioritizing paying off more expensive loans, such as credit cards?

Peace of mind.
For many, paying off the mortgage brings a psychological benefit. It’s true for many people that they are not happy when they owe money; it represents an insecure state of personal finances for them. That’s completely understandable, but curbing an emotional response to consider how you can best make your money work for you is probably the best way to go. For some, that could indeed be to pay off the mortgage. For others, it might make more sense to stick to the original term of the loan. The best rational outcome should ultimately prove the most psychologically satisfying.

Taxes.
If you pay off your loan early, you will lose the ability to write off the mortgage interest you have paid during the tax year. That can amount to a considerable deduction. However, don’t be oversold on this issue. If you don’t itemize your deductions, or are confident that you won’t be itemizing by the time you pay off your loan early, then this might not apply.*

Make sure to do the math.
As mentioned, your money should be working for you, so you need to take a moment and determine the most beneficial way to use your capital. Paying down your mortgage is one way, but can you get that money to perform better for you through investing? Whichever is the higher rate will be the strategy you want to pursue. Then again, you also need to factor in the taxes that will come into play if your investments pay off. How will capital gains taxes fit into the equation?

Remember that your home is an investment.
The equity you place in your home will most likely pay you back quite well. While the real estate market has dips, it has been on an upward trend in the broader sense. Moreover, if you pay off your home, you’ve now eliminated a major expense from your retirement budget, which means you’ll need less money to retire. That said, you are sacrificing diversification and the ability to rapidly respond to new opportunities.

Inflation can work for you, believe it or not.
Working on the assumption that there will be inflation in the coming years, what you pay now as a mortgage payment will be relatively less in 10, 20 or 30 years. So if you pay off early, you lose the opportunity to have inflation actually work to your benefit for a change.

Putting yourself in a less secure situation with a lender.
It sounds counter-intuitive, but paying off a mortgage can actually hamper your flexibility to make your money work for you, because your money has gone to your lender, as opposed to an investment where it can work for you and from which you can draw income. In today’s employment landscape, that’s an important consideration.

As you can see, deciding whether or not to pay off your loan early is not a cut-and-dried decision by any stretch. It requires a long, careful look at the numbers and potential life scenarios to determine the smart play. For some it will be to pay off the loan early, and for others paying the loan off in its original term is the way to go.

If you’re considering paying off your loan early, I’d love to review all the considerations with you so that you can make the right decision for you. Simply contact me using the information on this message, and I’ll be happy to help you carefully consider the pros and cons.
Per my good friend and loan officer Ron Thompson 951-225-2113 WJB
* WJB is not a tax advisory firm. The information contained in this article is for informational purposes only and may not reflect current tax year rules and regulations. Consult your tax advisor or the IRS for current tax year rules, restrictions and regulations.

FHA loan limits may change 10/1. Are you ready?

FHA loan limits may change 10/1. Are you ready?

 

WHAT YOU NEED TO KNOW ABOUT
UPCOMING CHANGES TO FHA LOANS

As you may know, unless Congress extends the expiration deadline, Federal Housing Administration (FHA) loan limits set in 2008 will drop significantly beginning October 1. Congress raised the loan limit amount in response to the housing crisis to help spur the homebuying market. FHA loans offer borrowers very competitive rates and terms, and they only require a 3.5% down payment. Allowable debt ratios are higher than the typical debt-ratio limits imposed for conventional loans, and there are no income limit qualifications, so more people can qualify for them.

If the loan limit drops on October 1, many California homebuyers will face higher down payments, higher mortgage rates and stricter loan qualification requirements. Borrowers seeking larger mortgages will have to apply for conventional loans or jumbo loans, which may be subject to higher interest rates and down payments. Here are four things you should know to help your clients now.

1. LOWER LOAN LIMITS. The conforming loan limit determines the maximum mortgage amount that FHA, Fannie Mae and Freddie Mac can buy or guarantee. If your client wants to stay under the current loan limits, then encourage them to purchase now and close by September 30th.

2. DROPS BY COUNTY. Under the new FHA loan limits, some counties will see significant drops in their loan limits. San Diego County will experience a $151,250 drop, Sonoma County a $141,550 reduction, while Orange and Los Angeles Counties will drop by $104,250. To see a full, county-by-county list of changes, click here.

3. JUMBO LOANS. The current FHA loan limit is $729,750. After October 1, that limit may drop to $625,500. Mortgage loans higher than that amount will be considered non-conforming jumbo loans, which typically have rates that are 0.875% to 1.5% higher than conforming rates, depending on the loan product, and require higher down payments.

4. MORE STRINGENT REQUIREMENTS. FHA loan requirements may allow for lower credit scores. So an applicant with a lower FICO score can still qualify for an FHA loan, even if they can’t for a conventional loan. Your clients may be able to obtain an FHA loan three years after defaulting or having a loan foreclosed.

This message was sent to miguelsworld@gmail.com by THE CALIFORNIA ASSOCIATION OF REALTORS®.

Miguel Aguilar
DRE 01506887
President/Owner
Realty World & Associates
38975 Sky Canyon Dr Ste 109
Murrieta Ca 92563
Cell: 951-634-8843
Fax: 951-602-6031

 

FHA Loans – Opening Your Doorway to Homeownership

In 1934, the federal government established the Federal Housing Authority (FHA). The FHA was not created to actually lend money; rather, it was created to insure the loans made by approved lenders, such as W.J. Bradley, and to protect the lenders against defaults on the loans.

If a borrower obtains an FHA loan and then defaults on it, the lender is compensated by FHA, and thus the lender will not lose as much money and is therefore more willing to lend according to FHA guidelines.

Inviting Terms
Originally considered a program mainly for first-time buyers, FHA loans are now one of the most popular types of loans for all types of borrowers due to a variety of attractive features:

  • Low down payment. FHA loans let new buyers put down as little as 3.5 percent of the home’s purchase price. Gift funds may be used for the down payment, which means you may not need to come up with any cash at all.
  • Market-appropriate loan limits. For many years, FHA loans had very low maximum loan limits. But in 2007 the FHA raised its loan limits to equal the median home price in your market.
  • Lower credit requirements. While there are no set credit requirements, it’s best to contact me to determine if your credit history along with other factors will qualify you for an FHA loan.
  • Low up-front mortgage insurance rate. The FHA requires mortgage insurance to protect itself from loan defaults, but premiums are only 1 percent of the loan amount. The premium can be paid directly by the borrower or rolled into the loan amount.

In the past FHA loans were considered “risky” or too much trouble for lenders, with strict regulations and requirements that had to be met before an FHA loan would be approved. Borrowers who applied for an FHA loan were also sometimes considered high-risk, because usually they would not qualify for conventional funding. Relaxed guidelines combined with the state of the market have taken the stigma off of these loans and made them a great choice for nearly any borrower.

Other Considerations
While FHA loans offer less stringent terms than you would find with conventional loan requirements, they are also designed to ensure responsible homeownership. FHA loans impose ratios on borrowers’ debts in relation to their income. The FHA also requires you to pay 1% of the loan amount as an upfront mortgage insurance premium. In addition, annual mortgage insurance payments are also required, divided into monthly payments of 1.10% to 1.15% for 30-year loans, according to the loan-to-value ratio.

If you’re looking to purchase a new home or refinance a current mortgage, but are worried you don’t have enough for a down payment or that your credit is too low, remember that FHA loans may present a perfect option

Please contact my preferred lender at WJ-Bradley http://mywjb.com/ron-thompson/

  1. Ron Thompson
    Loan Officer
    43620 Ridge Park Drive
    Suite 210
    Temecula, CA 92590
    Work: 951-795-4768
    Cell: 951 225-2113
    Fax: 951 694-9225
    NMLS# 247688

 

HomeSteps® Offers Condo Buyers up to $1500 for Future Association Dues for Limited Time

HomeSteps® Offers Condo Buyers up to $1500 for Future Association Dues for Limited Time

MCLEAN, Va., Aug. 15, 2011 /PRNewswire/ — HomeSteps, the real estate sales unit of Freddie Mac (OB:FMCC), today announced “Condo Cash”, a special limited time offer that will provide eligible condominium buyers with up to $1,500 for standard condominium association dues.

HomeSteps’ Condo Cash is limited to buyers who submit offers between August 15 and November 15, 2011 and close escrows on or before December 30, 2011.  HomeSteps’ Condo Cash offer is valid only on HomeSteps homes that have been on the market for at least 120 days and are sold to owner-occupant buyers.

A two-year Home Protect® limited home warranty that covers electrical, plumbing, air conditioning, heating and other major systems and appliances is offered on some eligible HomeSteps homes.  Home Protect also provides discounts of up to 30 percent on the purchase of appliances.  (Terms, conditions and limitations apply. Not all homes or buyers will qualify. For details, seewww.HomeSteps.com/smartbuy.)

HomeSteps Condo Cash is not available on HomeSteps condominiums purchased through auctions, sealed bids, bulk sales or in areas where such offers are prohibited by law.

For complete terms and conditions, visit www.homesteps.com.

Freddie Mac was established by Congress in 1970 to provide liquidity, stability and affordability to the nation’s residential mortgage markets. Freddie Mac supports communities across the nation by providing mortgage capital to lenders. Over the years, Freddie Mac has made home possible for one in six homebuyers and more than five million renters.

SOURCE Freddie Mac

Contact me with any questions at 951-634-8843 or Miguel@MiguelsWorld.org 

Be Honest: The Wheels on Your Real Estate Career Are Grinding to a Halt.

Be Honest: The Wheels on Your Real Estate Career Are Grinding to a Halt.

Resume Your Real Estate Career on the Right Track: We’re interviewing fully-licensed and seasoned agents who surround themselves with successful, self-starting, entrepreneurial- yet team-minded, clients and colleagues.

By now, you’ve seen your firm cut costs down to the bare basics of sales and marketing incentives and support over the past two years. You have a clear picture of where they place their value personally and professionally. And, the feeling that you may no longer be a fit is only getting stronger. Have you taken the time to calculate what those changes have meant to your bottom line?

This market is revealing the truth about the core capabilities and philosophies of each company. Brokers have evaluated what’s important to them and have cut away the rest. Savvy agents are following suit. As you explore your options, here’s some advice that we’re offering our friends in the industry.

How to Recruit Your Broker:

Choose before you begin your search: a) Do you want to work for a firm who wants to invest in you and your experience? Or, b) Do you want to work for a firm willing to give any newcomer a chance?
Listen for the broker’s list of benefits BEFORE you mention your desires. Keep in mind most brokers only see dollar signs when you walk in. Recruiters can be tempted to promise what you want, even in your own words, if you let them know too quickly.
List top brokers in your area and begin asking everyone you know, “Have you heard good things about ABC Realty? I’m aligning myself with a company that invests in quality people, not some amateur assembly line operation.” The feedback you receive from your close contacts and the buzz you could generate when they inquire for you or repeat your conversation is priceless.
Conduct Intelligence Reconnaissance: Read up on each agency. Go to Google and type your research subject in quotation marks. This will bring up any press on that subject.
Remember Your Comp Analysis: Know your worth and stand firm no matter what they offer up front. Be sure to let it slip that you’re interviewing several brokerages and that you would like to hear their final answer by the end of next week.
Walk In Confidently, Knowing: What you have in your favor is that every real estate office is looking at hiring in order to survive. Start building your resource team of affiliated professionals who will give you great references and referrals. Write down exactly what you want and choose to spend 25-40% of your time laying the groundwork for moving into a positive and profitable new partnership.

Better Yet: Skip all those steps, trust your instincts, and Resume Your Real Estate Career on the Right Track with the Results-Oriented Team at Realty World and Associates. You’ve got nothing to lose, and everything you ever wanted to gain. And, I can say that…because we’re being honest, right?

Ask Yourself: What are the characteristics of your ideal agency? Realty World is looking for a few key players. To honor devotion to the industry, we’re open to customizing our agent partnerships. If it’s not you, can you refer us to an experienced realtor you know?

Contact me at CELL: 951-634-8843 EMAIL: Miguel@Miguelsworld.org

Realty World Associates Welcomes Our New Compliance Director & PR Manager

After spending six years with one of the biggest names in Real Estate, Dane Wunderlich is pleased to announce he has found a new home as Compliance Director & PR Manager with Realty World & Associates in Murrieta. Dane is a 2nd generation Realtor and has lived in the Murrieta/Temecula Valley for 22 years.

Dane specializes in residential Real Estate for buyers and sellers and has built a strong following among first-time homebuyers and investors. He also has experience in short sales and bank-owned properties as well as raw land acquisition.  He currently serves as a Director for the Southwest Riverside County Association of Realtors as well as the California Association of Realtors. He was a founding member of SRCAR Young Professionals Network and is currently the Chair-elect for that organization.

Wunderlich is a HELP Certified Specialist assisting sellers of distressed properties, is a member of the SRCAR Real Estate Fraud Task Force and is a member of the Land Use, Private Property Rights and Environmental Issues Committee for the National Association of Realtors. He recently returned from meetings in Sacramento and Washington DC where he was part of the local team advocating for the private property rights of homeowners with our legislators. While there he also attended continuing education seminars to stay abreast of the latest trends in real estate marketing and customer service.

Dane also places a heavy emphasis on giving back to the community. He is a member of the Valley Young Professionals through the Temecula Valley Chamber of Commerce as well as a charter member of the New Generations Rotary. He is frequently seen serving as Master of Ceremonies and auctioneer for fund raising events to benefit such local charities as Wishes for Children, Oak Grove Institute, Project TOUCH, Rancho Damacitas and the Rotary clubs of Murrieta & Temecula.

If you’re looking for a dynamic young professional to handle the purchase or sale of your next home or property, visit Dane at www.SouthwestCaliforniaHomes.com or call him direct at 951-218-1188.

 

EMPIRE INVESTMENT & HOLDINGS LLC INVESTMENT OPPORTUNITY

Company Overview

Empire Investment, LLC is a property investment company generating income through the buying and selling of auctioned residential properties in the Southern California market.

Mission Statement

Conduct business within the proven systems of our business model in the buying and selling of properties, and provide value to our customers and investors with proficiency and integrity.

Business Philosophy

Empire Investment maintains a high level of efficiency and honesty in performing all transactions and decisions. We stay within specific parameters when identifying properties we target for purchase, we execute a specific list of due diligence before making offers on all properties, and we employ a business model that minimizes our investor’s risk.  We purchase properties with the intention of a quick turnover, and we have the people and systems in place to meet the requirements necessary for a quick sell. We have an established reputation of being a quality company within the real estate market, and are known as the best value in the Riverside, California area. We take pride in our properties, and we provide our home buyers with a turn-key ready home within a good neighborhood. We maintain excellent customer service through our rapid response program, and we assure our professionalism is superior by addressing the needs of our customers and investors as they arise.

Management Team

Scott Gurganious – CEO – has over 9 years of industry experience in real estate investing, property rehabilitation, and an extensive portfolio of successful investments. He also worked for Fidelity National as a Title Process Server/Auctioneer 1993 to 2003.

For Empire Investment Mr. Guranious careful identifies real estate investment opportunities through data verification of properties, and initiate purchases of bank foreclosures and trustee sales at auction. He estimates property values through detailed comparisons of similar real estate sold, and initiate the house appraisal process by hiring property inspectors. Monitors trustee sale files on a daily basis and check status of properties on auction, and attends trustee sales auctions and bid on active properties. Directs and oversee the rehabilitation process for properties including hiring licensed sub-contractors, inventory ordering, filtering contractor quotes, and issuing payment for services.

Mike Kallman – CFO – has over 18 years of diversified retail and wholesale mortgage lending experience and 10 years of experience in retail real estate sale of foreclosed/bank owner properties. Within Empire Investment Mr. Kallman is responsible for attending foreclosure sales and auctions, data verification of distressed properties, the process of NOD and NOTS, the process of evictions, Rehabilitation of property for sale. Further he is responsible for purchasing/bidding on key property at auction, marketing and sales, and organizing/determining production priorities.

Foreclosure Industry

The foreclosure industry is experiencing supply like never before and is still growing, as indicated by the articles listed below

December 10th, 2008, 10:36 am

“A recent Credit Suisse research and analytics report has predicted that 8.1 million homes — 16 percent of all mortgages — will be in foreclosure in the next four years, up from the 6.5 million estimated in April.

This current forecast — eye-popping enough as it is — may also yet end up being too conservative, the report suggested.”

Florida, California and Michigan continue to have the highest ratio of delinquent and foreclosure properties to sales.

Hundreds of thousands of foreclosed homes, “shadow inventory” that banks and lenders nationwide are sitting on have not resold or listed for sale, according to numerous data sources. Foreclosures, which banks unload at fire-sale prices.

“We believe there are in the neighborhood of 600,000 properties nationwide that banks have repossessed but not put on the market,” said Rick Sharga, vice president of RealtyTrac, which compiles nationwide statistics on foreclosures. “California probably represents 80,000 of those homes.

In September of 2010, Standard & Poor’s said shadow inventory represents one-third of the no agency residential mortgage-backed Securities market. Analysts expect it to take 40 months to work through the inventory of mortgages.

Testimonials

Empire Investment has a reputation as a dependable and trusted property investment company, with a history of good returns on our investments for our company and our investors. Prospective investors have access to data on previous investments

Plans for expansion

Empire Investment is expanding its market to Los Angeles County and San Bernardino County. We have the people and systems in place to begin investing in specific areas of Los Angeles and San Bernardino County in 2011.

Investor opportunities

Auction and bank owned properties are purchased with cash up front. Empire Investment relies on investment capital from the public as well as our own cash on hand in purchasing foreclosed property.

Empire Investment has two options for investors.

Option 1.

Empire will issue a Certificate of Investment with a guarantee 3% to 8% interest return on investment. This option would be for investors investing a minimum of $100,000.00 to $750,000.00 and the number of months the monies is being invested.

Option 2.

Investors can share 20% of the profits, with an investment amount greater than $750,000.00 or more. Although there is NO interest amount guaranteed, the returns on this option historically has average a return of 12%

One of Empires investment specialist can review these security agreements and investments options in detail.

All investments are secured by deeds of trust and security agreements

Below is a table of rate of return and time of investment with a Certificate of Investment. Upon request all details of payments and early withdraws outlining such investments.

 

 

 

$100,000.00 to $250,000.00 $250,000.00 to $500,000.00
Term Rate Term Rate
6 Months 3.5 % APY 6 Months 4.5 % APY
12 Months 4.5 % APY 12 Months 6.0 % APY
24 Months 6.0 % APY 24 Months 6.5 % APY
36 Months 6.5 % APY 36 Months 7.0 % APY
$500,000.00 to $750,000.00 $750,000.00 to $1,000,000.00
Term Rate Term Rate
6 Months 5.5 % APY 6 Months 6.0 % APY
12 Months 6.0 % APY 12 Months 6.5 % APY
24 Months 6.5 % APY 24 Months 7.5 % APY
36 Months 7.0 % APY 36 Months 8.0% APY

Realty World and Associates Investor Platforms

Realty World and Associates Investor Platforms

Marketing Option #1

Investor marketing options FREE of Charge, including a 10% referral on leads created by inventory, 25%referral on leads created by inventory if you include Complete Sales Options #2 below:

–  Inclusion in our Proprietary Marketing Platform and complete marketing of inventory from signs, print, web, SEO, blog, social media, realtor caravans, syndication etc.

–  Supra box installation and tracking with weekly showing reports.

–  Sign installation, lead distribution, and complete lead tracking, all hosted by our website.

–  Investors will have personal login and displays to their dashboard and inventory with all sorts of customizable reports.

–  Website marketing with automatic predictive marketing campaign for each property listed and SMS URL campaign with optional reverse SMS capabilities.

–  Open houses.

–  Bi weekly property inspections to insure maintenance is not needed for yards, cleanup, broken windows, and water damage etc.

–  Marketing of prelisted properties by matching them up with potential buyers, recommend no showings during this time as to not disturb rehab.

Complete Sales Option #2

Complete Sales Option, 1% fee with minimum of $2,500 per sold listing:

–  Complete sales management from post rehab forward to post close; including offers, counters, addendums and complete DRE files.

–  MLS listing input, including pics, TDS, and AVID.

–  Offer management and tracking in system.

–  Transaction management and DRE Compliance, tracking in system.

–  Post close duties, sign down, boxes down, MLS updates and local board compliance.

–  Dedicated team consisting of operations manager, TC, and compliance supervisor.

Bio for Jason M. Gailliot
marketing Director

Closed over 252 escrows in 2010, and over 336 since January 1, 2009! Worked for Preferred Group Propertiesand their investors as the Inland Empire Division Manager specializing in all services post aquisition.  Including Cash for Keys, Evictions, Rehab, Quality Control, Inspectioins, MLS input, Marketing, Agent management, Offers, Counters, Closings and more.

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